PBG Terms of Use and Platform Terms
Effective Date: April 23, 2026
Last Updated: April 23, 2026
1. Acceptance and Scope
These Terms of Use and Platform Terms (“Terms”) govern your access to and use of pbg.io, related websites, applications, interfaces, content, and any services, functionalities, onboarding flows, wallet-connect tools, tokenized product access points, or other materials made available under the PBG brand (“PBG”, “we”, “us”, or “our”).
By accessing or using the Platform, you represent that you have read, understood, and agreed to be bound by these Terms and any policies, disclosures, pricing schedules, product documents, or supplemental terms incorporated by reference.
If you do not agree to these Terms, you must not access or use the Platform.
2. Platform and Product Context
PBG provides digital infrastructure and related services for access to selected tokenized products and digital asset functionalities, which may include, where made available:
- information regarding tokenized DVPs, tokenized bonds, and related products;
- wallet-connect and blockchain interaction tools;
- onboarding and eligibility workflows;
- access points for subscription, minting, redemption, transfer, or related actions;
- reporting, platform administration, and user support; and
- other tools or services made available from time to time.
The Platform is not presented as a fiat custody or fiat-crypto exchange service. Access to certain products, services, materials, or workflows may be limited by jurisdiction, product design, eligibility criteria, compliance review, onboarding status, or supplemental documentation.
Certain services, products, or jurisdictions may involve different PBG affiliates or operational arrangements. Where relevant, further details may be provided in the applicable onboarding flow, product materials, or supplemental terms.
3. Eligibility and Restricted Access
You may use the Platform only if:
- you are at least 18 years old or the age of majority in your jurisdiction;
- you have full legal capacity to enter into binding agreements;
- if acting on behalf of an entity, you have authority to bind that entity;
- you are not located in, resident of, organized in, or otherwise subject to a jurisdiction where access to the Platform is prohibited or restricted;
- you are not subject to sanctions, embargoes, or similar restrictions, and are not acting on behalf of a sanctioned person or entity; and
- you satisfy any eligibility, onboarding, compliance, or investor qualification requirements applicable to the relevant product or service.
PBG may restrict, refuse, suspend, or terminate access where reasonably necessary for legal, regulatory, commercial, technical, security, or operational reasons.
4. No Advice; No Offer or Solicitation
Unless expressly stated in definitive product-specific documentation, nothing on the Platform constitutes:
- investment, financial, legal, tax, accounting, or other professional advice;
- a recommendation to buy, sell, subscribe for, mint, redeem, hold, or transfer any asset;
- an offer to sell or the solicitation of an offer to buy any security, token, financial product, or participation interest in any jurisdiction where such offer or solicitation would be unlawful; or
- a guarantee of performance, value, liquidity, eligibility, or suitability.
Public website content, marketing materials, research content, and general platform descriptions are provided for informational purposes only and are not directed to any person or category of person for whom such access, distribution, or reliance would be unlawful.
Any decision to engage with a tokenized product, digital asset, or platform functionality must be based on your own independent analysis and, where appropriate, advice from professional advisors.
5. Product Materials Control
Any product-specific terms, offering memorandum, information memorandum, subscription document, tokenomics disclosure, risk disclosure, eligibility notice, onboarding acknowledgement, or similar product document made available in connection with a relevant product or service (collectively, “Product Materials”) forms part of the legal framework applicable to that product or service.
If there is any conflict between these Terms and the applicable Product Materials, the Product Materials shall control with respect to that product or service to the extent of the conflict.
You are responsible for reviewing all relevant Product Materials before taking any action. The existence of general informational content on the Platform does not, by itself, create any entitlement or replace product-specific documentation.
6. Accounts, Wallets, Credentials, and Security
Where account creation or wallet connection is available, you are solely responsible for:
- maintaining the confidentiality and security of your credentials, devices, and wallet access mechanisms;
- safeguarding private keys, seed phrases, passcodes, and other authentication factors;
- ensuring the accuracy of wallet addresses, transaction details, and other instructions you submit; and
- using only wallets, networks, and assets you understand and are authorized to use.
PBG is not responsible for losses arising from compromised credentials, lost private keys, unauthorized wallet access, phishing, malicious software, incorrect transaction instructions, or user error.
7. Transactions, Minting, Redemptions, and Settlement
Transactions initiated through or in connection with the Platform may involve blockchain networks, smart contracts, third-party service providers, custodians, banks, oracles, or other infrastructure outside PBG’s control.
By submitting a transaction, instruction, subscription, minting request, redemption request, or transfer-related action, you authorize PBG and relevant service providers to process that action in accordance with your instructions, the applicable Product Materials, and prevailing technical and legal conditions.
You acknowledge and agree that:
- blockchain transactions may be delayed, fail, or become impractical due to congestion, gas fees, smart-contract conditions, network rules, or third-party failures;
- transaction timing, sequencing, and settlement may depend on factors beyond PBG’s control;
- once recorded on a public blockchain, transactions may be irreversible;
- PBG may delay, reject, suspend, cancel, or place conditions on any transaction where reasonably necessary for legal, compliance, risk, security, or operational reasons; and
- execution, price, availability, and liquidity cannot be guaranteed.
8. Fees, Taxes, and Third-Party Costs
Your use of the Platform may involve:
- blockchain gas fees;
- network fees;
- platform fees, where applicable;
- spreads, commissions, or third-party service charges; and
- taxes, duties, or withholding obligations.
Applicable fees may be displayed on the Platform, described in Product Materials, or otherwise disclosed where practicable. You are solely responsible for understanding and paying any taxes and government charges associated with your use of the Platform and any related transaction.
9. Digital Asset, Protocol, and Technology Risks
Digital assets and tokenized products involve significant risk. By using the Platform, you acknowledge and accept that:
- digital asset values may be volatile and may lose value entirely;
- liquidity may be limited or unavailable;
- blockchain networks and smart contracts may fail, fork, be attacked, or change operating rules;
- validators, RPC providers, oracles, bridges, custody providers, and other third-party infrastructure may fail or become unavailable;
- PBG may elect not to support, recognize, or facilitate a fork, protocol change, airdrop, or unsupported asset event;
- errors in wallet use, address entry, network selection, or transaction parameters may result in permanent loss; and
- legal and regulatory developments may affect the availability, legality, transferability, economics, or value of digital assets and tokenized products.
You should not use the Platform unless you understand these risks.
10. Compliance, Screening, and Source of Funds
PBG may, at any time and without prior notice where necessary:
- require identity verification, beneficial ownership information, source-of-funds information, or other diligence materials;
- conduct sanctions screening, fraud checks, and compliance reviews;
- refuse onboarding or deny access to a product or service;
- delay, reject, suspend, or cancel a transaction; and
- freeze, restrict, or terminate access to the Platform where reasonably necessary for legal, regulatory, security, or operational reasons.
Compliance, onboarding, or screening requirements may differ depending on the product, service, jurisdiction, or access path involved. In some cases, failure to provide requested information may prevent access to certain features, workflows, or products.
You represent and warrant that your use of the Platform will comply with all applicable anti-money laundering, counter-terrorist financing, sanctions, anti-corruption, tax, securities, and similar laws.
11. Proprietary and Licensed DVPs; Token and Revenue-Sharing Disclosures
The Platform may support proprietary PBG products as well as licensed or third-party strategies, products, or structures, in each case subject to the relevant Product Materials.
Where the Platform or Product Materials describe a revenue-sharing, token economic, or similar value accrual mechanism relating to the PBG Token or any other tokenized model:
- such mechanism applies only to the extent expressly described in definitive Product Materials;
- no statement on the Platform creates any entitlement, claim, or expectation except as expressly set out in binding documentation; and
- no guarantee is made regarding value, liquidity, timing, continuation, or performance of any token or value-accrual mechanism.
12. Third-Party Services and External Providers
The Platform may integrate with or depend on third-party providers, including wallet providers, blockchain networks, custodians, banks, payment rails, analytics services, cloud providers, oracle services, and compliance vendors.
PBG is not responsible for the acts, omissions, downtime, insolvency, pricing, policy changes, security failures, or service interruptions of third parties, except to the extent required by non-waivable law.
Links to third-party services are provided for convenience only and do not constitute endorsement.
13. User Representations and Prohibited Conduct
You represent, warrant, and agree that you will not:
- violate any law, regulation, court order, sanction, or applicable restriction;
- infringe the rights of any person or entity;
- use the Platform for fraud, money laundering, terrorist financing, sanctions evasion, market manipulation, or other unlawful conduct;
- submit false, misleading, forged, or incomplete information;
- attempt unauthorized access to the Platform or related systems;
- introduce malware, exploit vulnerabilities, scrape content at scale, or interfere with service integrity;
- circumvent risk controls, geoblocks, onboarding requirements, or compliance processes; or
- use the Platform in a manner that overloads, disrupts, or degrades it.
14. Suspension, Restriction, and Termination
PBG may suspend, restrict, or terminate your access to the Platform or any service immediately, with or without notice, where reasonably necessary for legal, compliance, security, technical, business, or operational reasons.
Where legally permissible and operationally feasible, PBG may provide a limited opportunity to complete, unwind, or request the closure of pending activity, subject to network conditions, third-party dependencies, and applicable law. Nothing in this section requires PBG to permit any activity that would create legal, compliance, or security risk.
15. Intellectual Property
The Platform, including software, code, text, graphics, branding, design, documentation, audiovisual materials, and all related intellectual property rights, is owned by PBG or its licensors and is protected by applicable law.
Except for the limited right to access and use the Platform in accordance with these Terms, no license or right is granted to you by implication or otherwise. You may not copy, modify, reverse engineer, distribute, create derivative works from, or otherwise exploit any part of the Platform except as expressly permitted in writing.
16. Disclaimers
THE PLATFORM, CONTENT, AND SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, PBG DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE, ACCURACY, AVAILABILITY, OR UNINTERRUPTED OPERATION.
WITHOUT LIMITING THE FOREGOING, PBG DOES NOT WARRANT THAT:
- the Platform will always be available, secure, or error-free;
- any product, token, service, or network will remain supported;
- any information is complete, current, or suitable for your purposes; or
- any transaction will execute at a particular time, price, or outcome.
17. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, PBG AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, LICENSORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, DIGITAL ASSETS, BUSINESS OPPORTUNITY, OR EXPECTED SAVINGS, ARISING OUT OF OR IN CONNECTION WITH THE PLATFORM OR THESE TERMS.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, PBG’S AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE PLATFORM OR THESE TERMS SHALL NOT EXCEED THE GREATER OF:
- THE TOTAL AMOUNT OF FEES ACTUALLY PAID BY YOU TO PBG FOR THE RELEVANT SERVICE IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM; OR
- USD $100.
Nothing in these Terms excludes or limits liability to the extent such exclusion or limitation is prohibited by applicable law.
18. Indemnification
You agree to defend, indemnify, and hold harmless PBG and its affiliates, officers, directors, employees, contractors, agents, licensors, and service providers from and against any claims, losses, liabilities, damages, judgments, penalties, costs, and expenses, including reasonable legal fees, arising out of or relating to:
- your access to or use of the Platform;
- your breach of these Terms or any Product Materials;
- your violation of law or the rights of any third party; or
- any false, inaccurate, or misleading information you provide.
19. Electronic Communications
By using the Platform, you consent to receive communications from PBG electronically, including by website posting, interface notification, or email where applicable. You agree that such electronic communications satisfy any legal requirement that communications be in writing, to the extent permitted by law.
20. Changes to These Terms
We may amend these Terms from time to time. The updated version will be posted on the Platform with a revised effective date.
Changes that are minor, clarifying, administrative, or not materially adverse may become effective upon posting. Where required by law, or where we determine that a change is material, we may provide additional notice or require renewed acceptance.
Continued use of the Platform after the effective date of updated Terms constitutes acceptance to the extent permitted by law.
21. Order of Precedence
In the event of any inconsistency among these Terms, the applicable Product Materials, risk disclosures, onboarding acknowledgements, or supplemental terms, the more specific document shall control with respect to the relevant product, service, or transaction.
22. Assignment
You may not assign or transfer any rights or obligations under these Terms without prior written consent from PBG. PBG may assign or transfer these Terms or related rights and obligations in connection with a corporate reorganization, merger, acquisition, sale of assets, or similar transaction, subject to applicable law.
23. Survival
The provisions relating to intellectual property, disclaimers, limitation of liability, indemnification, dispute-related provisions, and any other provisions that by their nature should survive termination shall survive termination of these Terms.
24. Language
These Terms are drafted in English. If a translation is provided, it is for convenience only. In the event of any inconsistency, the English version shall prevail to the extent permitted by applicable law.
25. Notices
Notices from PBG may be provided through the Platform, by posting, or through the contact channels made available on the Platform. Notices from users should be sent through the support or contact channels designated by PBG.
26. Governing Law and Dispute Resolution
These Terms are intended to apply subject to the legal framework, product documentation, and mandatory laws applicable to the relevant service or product.
Where a specific product, offering, or supplemental document expressly designates a governing law, forum, court, or arbitration mechanism, that designation shall apply to the fullest extent permitted by law with respect to that product, service, or legal relationship.
Where no such designation exists, any dispute, claim, or controversy arising out of or relating to these Terms or the Platform shall be resolved in accordance with the mandatory laws and competent forums determined under applicable law.
Nothing in this section limits PBG’s right to seek interim, protective, or injunctive relief in any court of competent jurisdiction where necessary to protect its rights, systems, confidential information, or assets.
27. Severability; No Waiver; Entire Agreement
If any provision of these Terms is held invalid or unenforceable, the remaining provisions will remain in full force and effect. Any failure by PBG to enforce a provision will not constitute a waiver.
These Terms, together with any Product Materials, disclosures, policies, and supplemental terms incorporated by reference, constitute the entire agreement between you and PBG regarding the subject matter addressed herein.
28. Contact
For legal or contractual questions regarding the Platform, please contact:
Email: main@pbg.capital
Support: pbg.io/help-and-support/
