PBG Space

PBG X Space – December 2024

Date: December 18, 2024

The latest X Space held in December brought together a distinguished panel of leaders and builders from the Cardano ecosystem to evaluate the progress of 2025 and project the strategic roadmap for 2026. This session focused on the transition from technical theory to institutional reality, highlighting the roles of regulatory compliance, privacy-preserving technologies, and the tokenization of real-world assets.
The following key figures actively participated in the discussion:
  • Pablo Antonio Bejarano (PabloAntonioBG) – CEO of PBG.
  • Josué Rodriguez (jos4001999) – CQO of PBG.
  • Rodrigo Oyarzún (ChileStakepo) – Operator of CHIL, co-host of the Spanish-language podcast Individuo Digital – Descentralización Total, and co-founder of Cardumen.
  • Erick Valadez (FilozoFlow) – Cardano Ambassador in Mexico.
  • Cristian Rojas (CrisRo0787) – Cardano Ambassador in Mexico.
  • Juanita Jaramillo (JuanitaJaramill) – Communicator and Midnight Ambassador.
  • Leandro Thomas Benitez (ThomyBenitez) – Midnight Ambassador and Developer.
  • Martín Rivero (RiveroMartinOk) – Founder of DeSci Quark and BSc in Biotechnology.
  • Mauricio Navarrete (_khyron) – Founder & Software Engineer of Cardumen and Cardano Builder.

Bridging the Communication Gap

A recurring theme during the event was the urgent need to “humanize” blockchain technology. Participants agreed that technical jargon often alienates the general public and traditional institutions. Juanita Jaramillo emphasized that for Cardano to succeed in the mainstream, the focus must shift from explaining the UTXO model or wallet management to demonstrating tangible use cases in health, government, and education.
Pablo Antonio Bejarano and the PBG team noted that a high level of mastery over the protocol is what allows for simpler communication. This “expressive richness” is essential when speaking to audiences ranging from university students to financial regulators who may lack specialized digital or financial intelligence. 

Regional Landscapes: Latin America as a Global Hub

The panel provided a detailed analysis of the regulatory and adoption trends across the region:
  • Chile: Rodrigo Oyarzún and Mauricio Navarrete highlighted the Fintech Law that entered into force in 2025, creating a fertile environment for innovation. They noted that local municipalities are interested in “data integrity” and “resilient digital operating systems” rather than the technical intricacies of blockchain.
  • Argentina: Martín Rivero and Leandro Benitez described a landscape where crypto serves as a vital hedge against inflation. However, they warned that a history of scams has made communication regarding new protocols a delicate task.
  • Colombia: With roughly 10% of the population transacting in crypto, the country is a leader in adoption. However, the legacy of “easy money” schemes makes ethical financial instruments, like those being developed on Cardano, a priority. 
  • Mexico: Erick Valadez and Cristian Rojas discussed their work with the Hosken Academy, bringing Cardano to universities and fostering a new generation of builders focused on solving real-world problems.

Midnight: The Catalyst for Institutional Privacy

The upcoming launch of Midnight was identified as a strategic “spearhead” for the Cardano ecosystem. As a sidechain focused on privacy and compliance, Midnight introduces several critical features:

  • Selective Disclosure: Allowing users to maintain privacy while providing necessary data to regulators.
  • Zero-Knowledge Proofs (ZK-proofs): A technology that ensures security without exposing sensitive underlying data.
  • Strategic Partnerships: The collaboration with Google Cloud to provide infrastructure for Web3 startups was highlighted as a major milestone for institutional credibility.
  • Quantum Resistance: Positioning Cardano and Midnight as secure long-term infrastructures against future advancements in computational processing.

PBG’s Strategic Roadmap for 2026

PBG’s CEO, Pablo Antonio Bejarano, detailed a vision to integrate the Asset Management industry into the blockchain through the following pillars:
  • SEC Regulation: The primary objective is to operate as the first SEC-regulated smart contract in the United States, targeting a global market valued at approximately $125 trillion.
  • Deterministic Bolt Products (DBPs): By utilizing Cardano’s deterministic execution, PBG’s funds eliminate the risk of fund misappropriation and discretionary custody, addressing the ethical failures seen in previous financial scams.
  • Expanded Asset Portfolio: The roadmap includes the tokenization of gold (PAXG), silver, and potentially stocks from the Mexican Stock Exchange (BMV).
  • Quantitative Excellence: Josué Rodríguez detailed the use of Machine Learning and econometrics to identify market patterns and extract signals that optimize portfolio performance.
  • User Experience (UX): To remove barriers to entry, PBG is integrating payment aggregators such as Visa, Mastercard, and PayPal, allowing institutional and retail investors to interact with the protocol via traditional payment methods.

Conclusion

The X Space concluded with a powerful consensus: the future of Cardano in 2026 lies in its ability to become a “silent infrastructure”, a reliable, regulated, and invisible foundation for the global financial system. By combining institutional-grade privacy via Midnight with the ethical transparency of PBG’s DBPs, the community is moving toward a standard where “Don’t Trust, Verify” becomes the norm for global wealth management. 

Strategic Analogy: Implementing this infrastructure in today’s financial system is like upgrading a city’s underlying fiber-optic network: while the end-user does not need to understand light signals or data packets to enjoy high-speed connectivity, they benefit daily from a faster, more secure, and infinitely more reliable service.

Disclaimer:

This article constitutes a transcription and interpretive summary of the live “X Space December” event. Due to the inherent nature of audio-to-text processing, involuntary errors, technical inaccuracies, or omissions may occur regarding names, figures, or specialized terminology.

Please be advised that all insights and statements shared reflect the personal opinions and individual perspectives of the participants. This content is provided solely for informational and educational purposes. Under no circumstances should this material be construed as financial, legal, tax, or investment advice.

Neither PBG nor the participating members of the Space assume liability for any decisions made based on this information. In alignment with industry standards, it is emphasized that past performance is not indicative of future results. All readers are strongly encouraged to conduct their own Due Diligence and consult with certified professional advisors before making any financial or investment commitments